Scotiabank Gold American Express Card: Up to 45,000 Scene+ Points (Ending Soon)

In the latter part of 2022, Scotiabank released some spectacular welcome bonuses on their trio of American Express travel credit cards.

While the all-time-high offer on the Scotiabank Platinum American Express Card finished in late January, the offers for two of the bank’s other Scene+ cards only have a few days left.

The Scotiabank Gold American Express Card and the Scotiabank American Express Card offers expire on April 30, 2023, so be sure to take a look at what’s available and apply soon.

Scotiabank Gold American Express Card: 45,000 Scene+ Points + First Year Free

The Scotiabank Gold American Express Card is offering up to 45,000 points for new applicants, broken down as follows:

• Earn 25,000 Scene+ points upon spending $1,000 in the first three months
• Earn an additional 20,000 Scene+ points upon spending $7,500 in the first year
• Get a first year annual fee waiver (normally $120)

Scotiabank typically has very achievable spending requirements, and this offer is no exception: only $1,000 for the bulk of the bonus. 

And if you spend a lot on the card’s bonus categories, I’d say it’s well worth going for the second spend threshold. The Scotia Gold Amex earns 5 points per dollar spent on groceries, with a boost to 6 points per dollar spent at Empire grocery stores.

For $7,500 spent at the proper merchants, you’d earn up to 45,000 points on everyday spending, in addition to the full 45,000 points with the signup offer!

That would bring your grand total to 90,000 Scene+ points, or a value of $900. That’s incredible for a card that doesn’t offer outsized redemptions, only fixed-value points.

In case you spend in other categories, you might earn a bit less, but the rewards can still be quite plentiful. The full earning rates are as follows:

• 6 Scene+ points per dollar spent at Empire grocery stores, which includes popular brands like Sobeys and Safeway
• 5 Scene+ points per dollar spent on other groceries, dining (including restaurants, bars, cafes, and food delivery), and entertainment tickets
• 3 Scene+ points per dollar spent on gas, transit, and streaming services
• 1 Scene+ point per dollar spent on everything else

As before, the card has no foreign transaction fees – always a nice touch on a lifestyle card marketed to travellers.

And although the card isn’t issued by American Express (instead it runs on the Amex payment network), it’s still eligible for Amex Offers for cardholders, so you can take advantage of deals as they become available.

This offer is available until April 30, 2023, so you’re running out of time to act if the card works in your overall strategy.

Scotiabank American Express Card: Up to 12,000 Scene+ Points

The Scotiabank American Express Card is offering an all-time-high welcome bonus of up to 12,000 Scene+ points for new applicants, distributed as follows:

• Earn 7,000 Scene+ points upon spending $750 in the first three months
• Earn an additional 5,000 Scene+ points upon spending $5,000 in the first year

This is Scotiabank’s no-fee Amex product, so its lower welcome bonuses are also commensurate with the ongoing annual fee of $0.

The second chunk of 5,000 Scene+ points for spending $5,000 is arguably a rather poor value proposition, amounting to only a further 1% in return on spend. 

However, there’s still a very compelling reason to get this card: easy access to Amex Offers via no-fee primary and supplementary cards. 

While Amex-issued Amex cards can’t be manually registered for Amex Offers beyond the cards that are targeted, Scotiabank-issued Amex cards can be.

Therefore, the Scotia Amex Card can essentially be used as a “farm” for registering for things like up to 10% off Oxford Properties gift cards, 20% off Canadian Shangri-La hotels, etc.

On the earning side, the Scotiabank American Express Card offers the following earning rates:

• 2 Scene+ points per dollar spent on groceries, dining, entertainment, gas, transit, and select streaming services
• 1 Scene+ point per dollar spent on all other purchases

Thus, using this card for your daily spend would only be recommended for individuals who are building newer credit files or sticking to a tight budget in terms of annual fees.

If you don’t currently have this card and want to get it, be sure to apply before April 30, 2023 to capture the elevated welcome bonus while you do so.

Conclusion

Scotiabank has some great deals on their American Express products, with a very competitive welcome offer on the Scotiabank Gold American Express Card and an all-time-high bonus on the Scotiabank American Express Card.

The welcome offers on the Scotiabank Gold American Express Card and the Scotiabank American Express Card expire on April 30, 2023, which means that there are only a few days left to take advantage of the offers in their current form.

Now is a great time to get started with Scotiabank if you haven’t already, whether it’s for the flexibility of Scene+ points, the strong grocery earning rates on the Scotia Gold Amex, or the scalability of additional Amex Offers by registering manually.

The post Scotiabank Gold American Express Card: Up to 45,000 Scene+ Points (Ending Soon) appeared first on Prince of Travel by Josh Greenberg.

* This article was originally published here